/* Shared components — header, footer, buttons, cards, callouts, accordion, forms, breadcrumbs. */

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2xs);
  padding: var(--space-xs) var(--space-md);
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  border-radius: var(--radius-sm);
  border: 2px solid transparent;
  transition:
    background-color var(--duration-fast) var(--ease-standard),
    border-color var(--duration-fast) var(--ease-standard),
    transform var(--duration-fast) var(--ease-standard);
  min-height: 44px;
}

.btn:active {
  transform: translateY(1px);
}

.btn--cta {
  background-color: var(--color-navy);
  color: var(--text-on-navy);
}

.btn--cta:hover {
  background-color: var(--color-navy-mid);
}

.btn--gold {
  background-color: var(--color-gold);
  color: var(--text-on-gold);
}

.btn--gold:hover {
  background-color: var(--color-gold-hover);
}

.btn--outline {
  background-color: transparent;
  border-color: var(--color-navy);
  color: var(--color-navy);
}

.btn--outline:hover {
  background-color: var(--color-navy);
  color: var(--text-on-navy);
}

.section--navy .btn--outline {
  border-color: var(--color-paper);
  color: var(--color-paper);
}

.section--navy .btn--outline:hover {
  background-color: var(--color-paper);
  color: var(--color-navy);
}

.btn--block {
  width: 100%;
  justify-content: center;
}

/* ---------- Header / Nav ---------- */
.site-header {
  background-color: var(--color-paper);
  border-bottom: 1px solid var(--color-paper-dim);
  position: sticky;
  top: 0;
  z-index: 50;
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  padding-block: var(--space-xs);
}

.site-logo {
  display: flex;
  align-items: center;
  gap: var(--space-2xs);
  text-decoration: none;
  color: var(--color-navy);
}

.site-logo__mark {
  display: grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  background-color: var(--color-navy);
  color: var(--text-on-navy);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.9rem;
  border-radius: var(--radius-sm);
}

.site-logo__text {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.15rem;
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  padding: var(--space-2xs);
  width: 44px;
  height: 44px;
}

.nav-toggle__bars,
.nav-toggle__bars::before,
.nav-toggle__bars::after {
  display: block;
  width: 24px;
  height: 2px;
  background-color: var(--color-navy);
  transition: transform var(--duration-fast) var(--ease-standard);
}

.nav-toggle__bars::before,
.nav-toggle__bars::after {
  content: "";
  position: relative;
}

.nav-toggle__bars::before {
  top: 6px;
}

.nav-toggle__bars::after {
  top: 4px;
}

.primary-nav {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
}

.primary-nav__list {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  list-style: none;
  padding: 0;
}

.primary-nav__list a {
  text-decoration: none;
  font-weight: 500;
  color: var(--color-ink);
  padding-block: var(--space-3xs);
}

.primary-nav__list a:hover {
  color: var(--color-navy);
  text-decoration: underline;
  text-underline-offset: 4px;
}

.primary-nav__list [aria-current="page"] {
  color: var(--color-navy);
  font-weight: 700;
}

.nav-dropdown {
  position: relative;
}

.nav-dropdown summary {
  cursor: pointer;
  list-style: none;
  font-weight: 500;
  padding-block: var(--space-3xs);
}

.nav-dropdown summary::-webkit-details-marker {
  display: none;
}

.nav-dropdown summary::after {
  content: "▾";
  margin-left: 0.3em;
  font-size: 0.75em;
}

.nav-dropdown__list {
  list-style: none;
  padding: var(--space-2xs);
  margin: 0;
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 15rem;
  background-color: var(--color-paper);
  border: 1px solid var(--color-paper-dim);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lifted);
}

.nav-dropdown__list li a {
  display: block;
  padding: var(--space-xs) var(--space-sm);
  border-radius: var(--radius-sm);
}

.nav-dropdown__list li a:hover {
  background-color: var(--color-paper-dim);
  text-decoration: none;
}

.nav-cta {
  white-space: nowrap;
}

@media (width <= 860px) {
  .nav-toggle {
    display: block;
  }

  .primary-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background-color: var(--color-paper);
    border-bottom: 1px solid var(--color-paper-dim);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: var(--space-sm) var(--space-md) var(--space-md);
    display: none;
  }

  .primary-nav.is-open {
    display: flex;
  }

  .primary-nav__list {
    flex-direction: column;
    align-items: stretch;
    gap: 0;
  }

  .primary-nav__list li {
    border-bottom: 1px solid var(--color-paper-dim);
  }

  .primary-nav__list a {
    display: block;
    padding-block: var(--space-sm);
  }

  .nav-dropdown__list {
    position: static;
    box-shadow: none;
    border: none;
    padding-left: var(--space-sm);
  }

  .nav-cta {
    margin-top: var(--space-sm);
    justify-content: center;
  }
}

/* ---------- Footer ---------- */
.site-footer {
  background-color: var(--color-navy-deep);
  color: var(--color-paper);
}

.site-footer__inner {
  display: grid;
  grid-template-columns: minmax(200px, 1.4fr) repeat(3, 1fr);
  gap: var(--space-lg);
  padding-block: var(--space-xl);
}

@media (width <= 780px) {
  .site-footer__inner {
    grid-template-columns: 1fr 1fr;
  }
}

@media (width <= 480px) {
  .site-footer__inner {
    grid-template-columns: 1fr;
  }
}

.site-footer__logo {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--color-paper);
}

.site-footer__tagline {
  margin-top: var(--space-2xs);
  color: var(--color-paper);
  opacity: 0.85;
  max-width: 28ch;
}

.site-footer__contact {
  margin-top: var(--space-sm);
  line-height: 1.8;
}

.site-footer__contact a {
  color: var(--color-gold-tint);
  text-decoration: none;
}

.site-footer__contact a:hover {
  text-decoration: underline;
}

.site-footer__heading {
  font-family: var(--font-body);
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-gold-tint);
  font-weight: 700;
  margin-bottom: var(--space-xs);
}

.site-footer__nav ul {
  list-style: none;
  padding: 0;
  display: grid;
  gap: var(--space-2xs);
}

.site-footer__nav a {
  color: var(--color-paper);
  text-decoration: none;
  opacity: 0.9;
}

.site-footer__nav a:hover {
  opacity: 1;
  text-decoration: underline;
}

.site-footer__bottom {
  border-top: 1px solid rgb(248 246 241 / 15%);
  padding-block: var(--space-md);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm) var(--space-lg);
  justify-content: space-between;
  font-size: var(--size-small);
  opacity: 0.8;
}

.site-footer__bottom a {
  color: var(--color-gold-tint);
}

/* ---------- Breadcrumbs ---------- */
.breadcrumbs {
  padding-block: var(--space-sm);
}

.breadcrumbs ol {
  list-style: none;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3xs);
  font-size: var(--size-small);
  color: var(--color-ink);
  opacity: 0.75;
}

.breadcrumbs li:not(:last-child)::after {
  content: "/";
  margin-left: var(--space-3xs);
  opacity: 0.6;
}

.breadcrumbs a {
  text-decoration: none;
  color: var(--color-navy);
}

.breadcrumbs a:hover {
  text-decoration: underline;
}

/* ---------- Article byline / effective-date line ---------- */
.byline {
  margin-top: var(--space-sm);
  font-size: var(--size-small);
  color: var(--color-ink);
  opacity: 0.72;
}

.byline p {
  font-size: var(--size-small);
}

.byline time {
  white-space: nowrap;
}

/* ---------- Callout boxes: the benefit/risk signature system ---------- */
.callout {
  border-left: 4px solid;
  border-radius: var(--radius-sm);
  padding: var(--space-md);
  margin-block: var(--space-md);
}

.callout > :first-child {
  margin-top: 0;
}

.callout__label {
  display: block;
  font-size: var(--size-small);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: var(--space-2xs);
}

.callout--benefit {
  background-color: var(--color-benefit-bg);
  border-color: var(--color-benefit);
}

.callout--benefit .callout__label {
  color: var(--color-benefit);
}

.callout--risk {
  background-color: var(--color-risk-bg);
  border-color: var(--color-risk);
}

.callout--risk .callout__label {
  color: var(--color-risk);
}

.callout--neutral {
  background-color: var(--color-paper-dim);
  border-color: var(--color-navy);
}

.callout--neutral .callout__label {
  color: var(--color-navy);
}

/* ---------- Cards (guide/property/hub link grids) ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: var(--space-md);
  margin-top: var(--space-md);
}

.card {
  display: flex;
  flex-direction: column;
  gap: var(--space-2xs);
  background-color: var(--color-paper);
  border: 1px solid var(--color-paper-dim);
  border-radius: var(--radius-md);
  padding: var(--space-md);
  text-decoration: none;
  color: var(--color-ink);
  box-shadow: var(--shadow-card);
  transition:
    transform var(--duration-standard) var(--ease-standard),
    box-shadow var(--duration-standard) var(--ease-standard);
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lifted);
}

.card__eyebrow {
  font-size: var(--size-small);
  font-weight: 700;
  color: var(--color-gold-text);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.card__title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  color: var(--color-navy);
  font-weight: 600;
}

.card__body {
  opacity: 0.85;
}

.card__link {
  margin-top: auto;
  font-weight: 700;
  color: var(--color-navy);
}

.section--navy .card {
  background-color: var(--color-navy-mid);
  border-color: rgb(248 246 241 / 20%);
  color: var(--color-paper);
}

.section--navy .card__title {
  color: var(--color-paper);
}

.section--navy .card__link {
  color: var(--color-gold-tint);
}

/* ---------- Stat band ---------- */
.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: var(--space-md);
  margin-top: var(--space-md);
}

.stat {
  text-align: left;
}

.stat__value {
  font-family: var(--font-display);
  font-size: clamp(2rem, 3vw, 2.75rem);
  font-weight: 700;
  color: var(--color-gold-text);
}

.stat__label {
  font-size: var(--size-small);
  opacity: 0.85;
  margin-top: var(--space-3xs);
}

/* ---------- Accordion (FAQ) ---------- */
.accordion-item {
  border-bottom: 1px solid var(--color-paper-dim);
}

.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  background: none;
  border: none;
  text-align: left;
  padding-block: var(--space-sm);
  font-family: var(--font-display);
  font-size: 1.125rem;
  font-weight: 600;
  color: var(--color-navy);
}

.accordion-trigger__icon {
  flex-shrink: 0;
  width: 1.5rem;
  height: 1.5rem;
  position: relative;
}

.accordion-trigger__icon::before,
.accordion-trigger__icon::after {
  content: "";
  position: absolute;
  background-color: var(--color-navy);
  transition: transform var(--duration-fast) var(--ease-standard);
}

.accordion-trigger__icon::before {
  top: 50%;
  left: 0;
  width: 100%;
  height: 2px;
  transform: translateY(-50%);
}

.accordion-trigger__icon::after {
  left: 50%;
  top: 0;
  width: 2px;
  height: 100%;
  transform: translateX(-50%);
}

.accordion-trigger[aria-expanded="true"] .accordion-trigger__icon::after {
  transform: translateX(-50%) rotate(90deg);
  opacity: 0;
}

.accordion-panel {
  padding-bottom: var(--space-md);
}

/* ---------- Forms ---------- */
.form-field {
  display: grid;
  gap: var(--space-3xs);
  margin-bottom: var(--space-sm);
}

.form-field label {
  font-weight: 600;
  font-size: var(--size-small);
}

.form-field input,
.form-field textarea,
.form-field select {
  padding: var(--space-xs) var(--space-sm);
  border: 1px solid var(--color-paper-dim);
  border-radius: var(--radius-sm);
  background-color: var(--color-paper);
  color: var(--color-ink);
  min-height: 44px;
}

.form-field textarea {
  min-height: 120px;
  resize: vertical;
}

.form-field input:user-invalid,
.form-field textarea:user-invalid,
.form-field input[aria-invalid="true"],
.form-field textarea[aria-invalid="true"] {
  border-color: var(--color-risk);
}

.form-field__error {
  font-size: var(--size-small);
  color: var(--color-risk);
  display: none;
}

.form-field__error.is-visible {
  display: block;
}

.form-status {
  margin-top: var(--space-sm);
  padding: var(--space-sm);
  border-radius: var(--radius-sm);
  display: none;
}

.form-status.is-visible {
  display: block;
}

.form-status--error {
  background-color: var(--color-risk-bg);
  color: var(--color-risk);
}

.form-thankyou {
  margin-top: var(--space-sm);
  padding: var(--space-md);
  border-left: 4px solid var(--color-benefit);
  border-radius: var(--radius-sm);
  background-color: var(--color-benefit-bg);
}

.form-thankyou > :first-child {
  margin-top: 0;
  color: var(--color-benefit);
}

.form-thankyou > :last-child {
  margin-bottom: 0;
}

/* ---------- Hero ---------- */
.hero {
  padding-block: var(--space-2xl);
}

.hero__eyebrow {
  font-size: var(--size-small);
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-gold-text);
}

.section--navy .hero__eyebrow {
  color: var(--color-gold-tint);
}

.hero__lead {
  font-size: var(--size-lead);
  margin-top: var(--space-sm);
  max-width: var(--measure);
  opacity: 0.92;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm);
  margin-top: var(--space-lg);
}

/* ---------- Final CTA disclaimer ---------- */
.final-disclaimer {
  margin-top: var(--space-md);
  font-size: var(--size-small);
  opacity: 0.8;
}

.final-disclaimer a {
  color: var(--color-gold-tint);
}

/* ---------- Table (numeric examples) ---------- */
.data-table {
  margin-top: var(--space-md);
  border: 1px solid var(--color-paper-dim);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.data-table table {
  font-size: 0.95rem;
}

.data-table caption {
  text-align: left;
  padding: var(--space-sm) var(--space-md) 0;
  font-weight: 600;
  color: var(--color-navy);
}

.data-table th,
.data-table td {
  text-align: left;
  padding: var(--space-xs) var(--space-md);
  border-bottom: 1px solid var(--color-paper-dim);
}

.data-table thead th {
  background-color: var(--color-paper-dim);
  font-weight: 700;
}

.data-table tbody tr:last-child td {
  border-bottom: none;
}